life insurance

Life Insurance Simplified

Life insurance, including mortgage or creditor insurance, is a key tool in your financial arsenal. This article will provide a high-level overview to help you better understand your choices when considering life insurance as part of your overall financial strategy.

Life insurance, at its core, protects the standard of living of loved ones left behind after someone passes away. While you pay for it (similar to car insurance), the benefit goes to other people.

Permanent Life Insurance*

Permanent Life Insurance policies include insurance and savings in a single tax-advantaged plan.

With Permanent life insurance you have the ability to change your coverage, deposits and often your investment choices in response to your changing needs, conditions, or circumstances.

The two most common types of Permanent Life Insurance are Whole Life and Universal Life.

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